Discover powerful Plaid AI tools, including Cognito, Timmy, and SpendStory, and other related products.
SpendStory is an AI-powered financial tool that connects to your bank to analyze a year of spending data. It generates a personalized, visual "spending story" with insights into your financial habits, top merchants, spending categories, and unique money personality, all in a shareable format.
Spending Analytics
Timmy is an AI-powered spending buddy, not a traditional budgeting app. It connects to your bank account, analyzes your spending, and provides proactive suggestions on how to spend smarter to achieve your personalized financial goals.
Personal Finance
Cognito provides AI-powered identity verification (IDV) and KYC/AML compliance solutions. It helps businesses securely onboard customers, prevent fraud, and meet regulatory requirements through a developer-friendly API, biometric checks, and global watchlist screening.
Compliance