Best debt recovery AI tools

Prodigal is a purpose-built AI platform for the consumer finance industry, specializing in loan servicing and collections. It uses AI agents, automation, and actionable insights to increase payment recovery, enhance agent performance, and ensure full compliance. The platform is trained on over half a billion industry-specific interactions, delivering human-like accuracy and significant operational improvements.

FinanceOps is an AI-powered collections management platform that automates debt recovery using empathetic AI agents. It handles outreach via email, SMS, and voice 24/7 to increase recovery rates, improve cash flow, and reduce operational costs without damaging customer relationships. It offers both fully automated (Autopilot) and team-assist (Copilot) modes.