Best merchant of record AI tools

ZeroSettle is a billing SDK for mobile app developers that enables direct web-based payments alongside traditional App Store purchases. It helps developers bypass Apple's 30% commission, retain more revenue, and offers instant payouts, tax compliance, and fraud protection as a Merchant of Record.

Dodo Payments is an all-in-one payment and billing platform designed for SaaS, AI, and digital products. It enables businesses to accept payments globally, set up flexible billing models (usage-based, subscription, one-time), and manage distribution without extensive infrastructure development. It simplifies global monetization, tax compliance, and offers robust developer tools for seamless integration.

Creem is a Financial OS for AI startups and global teams, acting as a Merchant of Record to simplify global sales. It handles payments, tax compliance, and fraud prevention with transparent, low-cost pricing. Its AI assistant provides valuable business insights, empowering small teams to scale efficiently worldwide.