Mezzi

Mezzi is a modern money management platform that leverages artificial intelligence to help you build wealth independently and intelligently. It's designed for individuals who want to take control of their financial future without paying exorbitant fees to traditional advisors. By securely consolidating all your investment accounts, Mezzi provides a holistic view of your portfolio and delivers personalized, actionable insights to enhance your investment strategy, save on taxes, and reduce fees.

How to use Mezzi

Getting started with Mezzi is a simple and secure process designed to provide value in minutes:

1. Sign Up: Create your account on the Mezzi web or mobile app. You can use Apple login for enhanced privacy.
2. Securely Sync Accounts: Connect your existing investment accounts, such as brokerages and banks. Mezzi uses industry-leading aggregators like Plaid and Finicity, ensuring your login credentials are never seen by Mezzi and access is read-only.
3. Get a Unified View: Once synced, Mezzi presents all your family’s investments in a single, consolidated dashboard. You can view your entire portfolio or analyze individual accounts without switching between different apps.
4. Receive AI-Powered Insights: Mezzi’s AI immediately starts analyzing your portfolio, providing real-time prompts and suggestions. This includes identifying tax-saving opportunities, flagging high fees, and answering your financial questions via AI chat.

Core Features of Mezzi

• Consolidated Wealth View: See all your investment and bank accounts from institutions like Schwab and Chase in one place. Group accounts smartly for a clearer financial picture for you and your family.
• AI-Powered Insights & Prompts: Receive real-time, proactive notifications to build wealth. The AI identifies opportunities to reduce investment taxes, avoid wash sales across multiple accounts, and optimize your strategy.
• Unlimited AI Wealth Q&A: Ask any financial question, big or small, and get instant, data-driven answers from Mezzi's AI chat. This feature acts as your on-demand financial expert.
• Portfolio X-Ray & Risk Discovery: Uncover hidden risks, such as overexposure to a particular stock or sector across your various accounts, which might not be obvious otherwise.
• Tax and Fee Optimization: Mezzi actively searches for ways to save you money. It highlights opportunities for tax-loss harvesting and points out funds with high management fees that could be eroding your wealth.
• Best-in-Class Performance Analysis: Go beyond simple returns. Analyze your portfolio's performance with sophisticated tools and metrics to understand what's truly driving your growth.
• Top-Tier Security & Privacy: Mezzi prioritizes your data security. It uses read-only access, leading data aggregators, and offers an ad-free experience. Your data is never sold.

Use Cases for Mezzi

Mezzi is ideal for a wide range of users looking to manage their finances more effectively:

• DIY Investors: Individuals who manage their own portfolios can leverage Mezzi's institutional-grade insights to make smarter, more informed decisions.
• Families Managing Joint Finances: The platform simplifies wealth management for families by providing a consolidated view of all accounts, making it easier to plan for shared goals like college education or retirement.
• Tax-Conscious Individuals: Users looking to minimize their tax burden can use Mezzi to identify and act on tax-saving strategies, such as tax-loss harvesting and avoiding wash sales.
• Retirement Planners: Mezzi helps you visualize your path to retirement, understand the long-term impact of fees, and make adjustments to your strategy to reach your goals faster.

Advantages of Mezzi

Mezzi offers significant advantages over traditional wealth management approaches:

• Cost Savings: Avoid paying the typical 1%+ AUM (Assets Under Management) fee charged by financial advisors, which can save you hundreds of thousands of dollars over your lifetime.
• Empowerment and Control: Keep full control of your assets. Mezzi provides the insights, but you make the final decisions, empowering you to build wealth on your own terms.
• 24/7 Proactive Monitoring: Unlike a human advisor, Mezzi works around the clock, constantly monitoring your portfolio for risks and opportunities.
• Holistic Financial Overview: By consolidating all your accounts, Mezzi eliminates blind spots and gives you a complete picture of your financial health.
• Data-Driven Decisions: Move beyond guesswork. All insights and suggestions are backed by data analysis, helping you make objective financial choices.

Pricing and Plans

Mezzi offers a freemium model to get you started:

• Free Plan ($0): This plan is perfect for tracking your wealth. It includes consolidated wealth views with smart groupings, insights for all accounts, the ability to invite a partner or financial advisor, and a free trial of the Premium plan.
• Premium Plan ($199/year): Designed to actively build your wealth. This plan includes all features of the Free plan plus real-time AI prompts, unlimited on-demand wealth Q&A with AI Chat, discovery of hidden risks across accounts, and best-in-class performance analysis. Mezzi states that, on average, it surfaces over $1,000 in annual tax and fee savings for its members.