Surmount

Surmount is a sophisticated investment management platform designed to bring the power of professional, data-driven investing to the everyday individual. It leverages industry-leading AI to create and manage personalized investment portfolios, effectively acting as a financial co-pilot. The platform's core mission is to democratize access to tools and strategies that were once exclusive to hedge funds and family offices, making intelligent investing simpler, more transparent, and less time-consuming for everyone.

With Surmount, users can move beyond simple 'buy and hold' tactics and implement dynamic, automated strategies tailored to their specific financial goals and risk tolerance. The platform integrates seamlessly with major US brokerage accounts, allowing users to retain full control and ownership of their assets while Surmount handles the complex tasks of order execution, position management, and even tax-loss harvesting.

How to use Surmount

Getting started with Surmount is designed to be a straightforward, three-step process:

1. Create an Account: The initial sign-up is quick, typically taking less than two minutes. This gives you access to the platform's dashboard and features.
2. Build Your Portfolio: You have multiple options here. You can browse a marketplace of pre-built strategies curated by financial experts and AI, covering various themes like 'Founder-led Businesses' or 'Recession Resistant'. Alternatively, you can use the platform's powerful, no-code strategy builder to turn your own investment thesis into an automated, data-driven portfolio. For a more guided experience, you can also have the AI build a personalized portfolio for you based on your stated objectives.
3. Connect and Invest: Using bank-level security, you can easily connect Surmount to your existing investment account at most major brokerages or exchanges. Once connected, you activate your chosen strategy, and Surmount begins to manage your investments automatically according to the rules you've set.

Core Features of Surmount

• AI & Expert-Crafted Portfolios: Access a wide range of pre-built, data-driven investment strategies designed by professionals and powered by AI.
• No-Code Custom Strategy Builder: A powerful, intuitive tool that allows any user to create a sophisticated, automated trading strategy without writing a single line of code.
• Automated Portfolio Management: The platform handles all aspects of execution, including automated order placement, continuous position management, defensive measures, and tax-loss harvesting to optimize returns.
• Seamless Brokerage Integration: Securely connect to America’s top brokerage accounts (like Robinhood) and manage your investments without transferring assets out of your own account.
• Multi-Asset Class Support: Depending on the plan, users can invest across various asset classes, including stocks, ETFs, options, cryptocurrencies, fixed income, and alternative markets.
• Advanced Data & Backtesting: Pro users gain access to over 20,000 data points and robust backtesting tools to test and refine their strategies against historical data before deploying them.
• Personalized AI Advisor: Higher-tier plans offer a personalized AI advisor that provides tailored recommendations and goal planning.
• Strategy Monetization: Pro users can share their successful custom strategies with the community and monetize their expertise.

Use Cases for Surmount

Surmount is versatile and caters to a wide spectrum of investors:

• Beginner Investors: Individuals new to the market can use pre-built, easy-to-understand strategies to start building wealth without needing extensive financial knowledge.
• Experienced Traders: Seasoned investors can leverage the no-code builder to automate their complex quantitative strategies, saving time and eliminating emotional trading decisions.
• Busy Professionals: People with demanding careers can put their investment management on autopilot, ensuring their portfolio is actively managed according to a sound strategy.
• Financial Influencers & Creators: Experts can build and share their strategies on the Surmount marketplace, providing actionable value to their audience and creating a new revenue stream.
• Financial Advisors: Advisors can use Surmount's model portfolio automation and rebalancing tools to scale their assets under management (AUM) more efficiently without increasing staff.

Advantages of Surmount

Surmount stands out from traditional robo-advisors and human advisors by offering a unique combination of features:

• Accessibility: It democratizes access to algorithmic trading and sophisticated portfolio management tools that were previously out of reach for retail investors.
• Customization: Unlike rigid robo-advisors, Surmount offers deep personalization, from custom-built strategies to AI-tailored portfolios.
• Automation & Efficiency: By automating execution and management, it removes human bias, ensures disciplined investing, and saves users countless hours.
• Transparency: The platform operates on a simple, transparent pricing model with no hidden fees, and users can always see the logic behind their trades.
• Control: Your money and assets always remain in your own brokerage account, giving you ultimate control and security.

Pricing and Plans

Surmount offers a clear, tiered subscription model with no hidden fees and the ability to cancel anytime.

• Core Plan ($5/month): Includes the ability to connect and automate external accounts, access to pre-built strategies curated by experts, and personalized investment recommendations.
• Plus Plan ($10/month): Contains everything in the Core plan, plus a personalized AI advisor, the ability to create custom strategies, advanced market research, and access to crypto and options markets.
• Pro Plan ($30/month): Includes all features from the Plus plan, with full access to the strategy creation tools, over 20,000+ data points for research, the ability to share and monetize strategies, and access to fixed income and alternative markets.