Puzzle

Puzzle is a next-generation accounting platform built from the ground up for the modern financial stack. It serves as a system of financial intelligence, moving beyond simple bookkeeping to provide founders and businesses with the clarity and confidence needed to make critical decisions. Trusted by over 7,000 companies, Puzzle replaces cumbersome, manual accounting processes with a streamlined, AI-powered experience. It's designed to be the fastest path to accurate books and actionable insights, offering both cash and accrual accounting simultaneously without duplicate work.

How to use Puzzle

Getting started with Puzzle is designed to be quick and intuitive, taking as little as five minutes to see initial results. The process is as follows:
1. Sign Up for Free: Begin with a 14-day free trial without needing a credit card.
2. Guided Onboarding: Follow a simple, guided process to connect your financial accounts (banks, credit cards, payment processors like Stripe, etc.).
3. Instant Results: Puzzle immediately begins to categorize transactions and draft your financial statements, giving you a real-time view of your business's financial position.
4. Optimize and Review: Fine-tune the AI's categorization and review your drafted financials. You can also upload historical data from previous systems if needed.
5. Collaborate: Easily invite your accountant or bookkeeper to the platform, or hire a professional from Puzzle’s trusted network to manage your books.

Core Features of Puzzle

• AI-Powered Categorization: Automatically categorizes up to 95% of transactions with high accuracy, learning and improving over time to reduce manual data entry.
• Simultaneous Cash and Accrual Accounting: Maintains both accounting methods in real-time, providing a complete financial picture without the need for complex spreadsheets or manual adjustments.
• Real-time Financial Reporting: Access up-to-date Profit & Loss statements, Balance Sheets, and cash flow insights daily, instead of waiting for month-end close.
• Built-in Accrual Automation: Manages complex accounting tasks like revenue recognition, prepaid expenses, fixed assets, AP, and AR through automated policies.
• Continuous Accuracy Checks: An AI-powered system continuously monitors your books for dozens of common errors and anomalies, flagging potential issues before they become significant problems.
• Actionable Insights: Go beyond basic reports with tools like Variance Analysis, Revenue Explorer, and Spend Explorer to understand what drives your business's growth, revenue, and spending.
• Seamless Integrations: Connects with the modern startup's financial stack, including banks, credit cards, and platforms like Stripe, Brex, and Ramp.

Use Cases for Puzzle

For Startups & Founders: Puzzle provides the financial clarity needed to stay fundraise-ready and make strategic decisions. Founders without an accounting background can easily understand their business health, track burn rate, and present accurate financials to investors.
For Small Businesses: Businesses looking to upgrade from legacy software like QuickBooks can leverage Puzzle to automate workflows, close books 50-75% faster, and gain real-time insights into their operations.
For Accounting Firms: Bookkeepers and CPAs can use Puzzle to manage their clients' accounts more efficiently. The platform's automation frees them from tedious manual tasks, allowing them to focus on higher-value advisory services.

Advantages of Puzzle

Time Efficiency: Drastically reduces the time spent on manual bookkeeping and month-end closing.
Enhanced Accuracy: AI-driven categorization and continuous monitoring minimize human error.
Founder-Friendly Interface: Designed to be intuitive and easy to use for business owners, not just accountants.
Real-time Clarity: Provides an always-on, real-time view of financial health, eliminating the wait for periodic reports.
Scalable Solution: Offers plans that grow with your company, from pre-revenue startups to scaling enterprises.
Cost-Effective: Helps companies save significantly on bookkeeping services and tax preparation costs.

Pricing and Plans

Puzzle offers a transparent, tiered pricing structure with a 14-day free trial and a 15% discount for annual billing.

• Accounting basics (Free Tier): $0/month for companies with monthly expenses under $5,000 (then $25/month). Includes cash & accrual books and basic automation.
• Accounting plus Insights: $50/month. Includes everything in the basic plan, plus real-time insight features like significant change monitoring, revenue explorer, and spend explorer.
• Accounting plus Advanced Automation: $100/month. The most popular plan, it adds advanced features like continuous accuracy monitoring, AI month-end close review, and support for classes & departments.
• Accounting plus Scale: Starting at $300/month. For larger companies needing custom reports, custom subledgers, prioritized integrations, and dedicated support.