Best of the Year BNPL AI Tool

Partially Payment Plans is a Stripe app that allows businesses to create and manage flexible payment plans for invoices and customers directly from the Stripe Dashboard. It helps increase revenue and improve cash flow by making purchases more manageable for customers, offering custom terms that suit both the business and the client.

Shop is an AI-powered digital shopping assistant and marketplace from Shopify. It centralizes order tracking, offers personalized product recommendations from millions of brands, and streamlines purchases with the secure, one-tap Shop Pay checkout, including flexible buy-now-pay-later options.

getbalance is a financial infrastructure platform designed for B2B commerce. It enables businesses to offer flexible net terms and a seamless checkout experience to their buyers, while getting paid instantly. By leveraging AI for credit risk management, it automates complex payment workflows, eliminates accounts receivable overhead, and helps sellers increase sales and improve cash flow without any credit risk.

Borong is an AI-powered B2B wholesale marketplace and procurement platform designed for SMEs in Southeast Asia. It simplifies wholesale purchasing, offers flexible financing through Borong Credit (BNPL), and provides advanced procurement solutions to optimize supply chains, manage vendors, and reduce costs, empowering businesses to grow and compete effectively.