drahim Overview
drahim is a pioneering financial technology application from Saudi Arabia, designed to make investing simple, accessible, and compliant with Islamic Sharia principles. As a regulated entity licensed by the Saudi Central Bank (SAMA) and the Capital Market Authority (CMA), drahim provides a secure and trustworthy platform for users to grow their wealth. It combines the power of a robo-advisor for automated investing with comprehensive personal finance tools, including an innovative AI assistant called Drahim GPT.
The platform's core offering is its automated investment service. It allows users to invest in diversified, pre-built portfolios that align with their financial goals and risk tolerance. All investment portfolios and underlying assets are rigorously vetted by an independent Sharia committee, ensuring full compliance with Islamic finance principles. These portfolios invest in a mix of assets, including Sharia-compliant global and US stocks (like SPUS), international stocks (SPWO), US real estate investment trusts (SPRE), Sukuk (Islamic bonds), and Saudi equities.
How to use drahim
Getting started with drahim is a straightforward and fully digital process designed for modern users:
- Download the App: Begin by downloading the drahim application on your smartphone.
- Create Your Portfolio: From the main screen, select the option to create your investment portfolio.
- Answer a Questionnaire: You will be guided through a series of questions about your financial situation, investment goals, and risk appetite. Your answers help drahim's algorithm to recommend the most suitable investment portfolio for you.
- Deposit Funds: Once your portfolio is set up, you can deposit funds easily through various payment methods. The minimum initial investment is 500 SAR, with subsequent investments as low as 50 SAR.
- Automated Investing: After depositing, drahim handles the rest. Your funds are automatically invested according to your chosen portfolio's strategy. The platform also offers an automatic monthly deduction feature ('Al-Samlah') for consistent, disciplined investing through dollar-cost averaging.
- Monitor and Manage: You can track your investment performance, view detailed financial reports, and manage your account directly within the app. Withdrawals can be made at any time, typically processing within 1-8 business days.
Core Features of drahim
- AI Financial Assistant (Drahim GPT): A premium feature that allows users to consult a GPT-powered AI for personalized advice on all their financial matters.
- Sharia-Compliant Investing: All investments are supervised by an independent Sharia committee, ensuring they are Halal.
- Automated Robo-Advisor: Creates and manages diversified investment portfolios based on user profiles, with automatic rebalancing and dividend reinvestment.
- Open Banking Integration: Securely connect your bank accounts to get a holistic view of your finances and track your expenses automatically.
- Low Fees & Minimums: A highly competitive annual management fee of 0.25% and a low initial investment requirement of 500 SAR.
- Diversified Portfolios: Access to a range of portfolios with varying risk levels, investing in local and global stocks, REITs, and Sukuk.
- Automated Zakat & Purification: The app automatically calculates and handles the purification of any non-compliant income, and users can opt-in for automatic Zakat calculation and payment.
- Regulatory Approval: Licensed by the Saudi Central Bank (SAMA) and the Capital Market Authority (CMA), providing a high level of security and trust.
Use Cases for drahim
drahim is ideal for a wide range of users in Saudi Arabia:
- Beginner Investors: Individuals new to investing who want a simple, guided, and automated way to start building wealth.
- Ethical & Islamic Investors: Users specifically seeking investment opportunities that are fully compliant with Islamic Sharia principles.
- Busy Professionals: People who lack the time or expertise to actively manage their own investments but want to put their money to work.
- Tech-Savvy Savers: Individuals who are comfortable using digital tools to manage their finances and want an all-in-one app for saving, investing, and expense tracking.
Advantages of drahim
drahim stands out in the fintech landscape due to several key advantages:
- Trust and Security: Being licensed by top Saudi financial regulators (SAMA and CMA) ensures adherence to strict security and operational standards.
- Cost-Effectiveness: With one of the lowest management fees in the market (0.25%), more of the user's money goes towards their investment returns.
- Accessibility: The low minimum investment makes it easy for anyone to start their investment journey.
- Innovation: The integration of Open Banking and the Drahim GPT AI assistant places it at the forefront of financial technology.
- Holistic Financial Management: It's more than just an investment app; it's a comprehensive tool for tracking expenses and gaining financial insights.
Pricing and Plans
drahim operates on a freemium model, offering both a standard plan and a premium subscription:
- Standard Plan: This plan includes access to automated investing with a low annual management fee of 0.25% on the invested amount.
- drahim Plus: A premium subscription plan that offers enhanced benefits, including:
- 0% management fees on investments up to 90,000 SAR.
- Ability to link and track external investment portfolios.
- Access to historical financial reports for past months and years.
- Exclusive access to the Drahim GPT AI financial assistant.
- Customizable app themes and appearance.
The specific subscription cost for drahim Plus is available within the application.
Traffic
Latest traffic
Status
Monthly traffic trend
- 2025-9: 66.0K
- 2026-1: 86.3K
- 2026-2: 64.9K
- 2026-3: 43.7K
- 2026-4: 55.6K
- 2026-5: 36.8K
Geography
Top 5 countries / regions
- 🇸🇦Saudi Arabia90.5%
- 🇪🇬Egypt9.5%
Traffic sources
| Source type | Percentage |
|---|---|
Direct | 84.6% |
Email | 15.4% |
Top keywords
| Keyword | Cost per click |
|---|---|
| darahim | $0.00 |
| drahim | $1.90 |
| drahim app | $0.00 |
| دراهم | $1.68 |
| درهم | $1.55 |
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