Fiscal.ai

Fiscal.ai, which evolved from Stratosphere.io and was recently known as FinChat, stands as a premier AI-powered financial data terminal designed to empower investors of all levels. Trusted by over 350,000 investors worldwide, from serious individuals to leading asset managers, Fiscal.ai integrates institutional-grade global financial data with a sophisticated AI layer to transform the stock research process. The platform's mission is to provide a modern, intuitive, and all-in-one solution that helps users move from an investment idea to a confident decision as efficiently as possible.

By combining a traditional user interface with powerful AI capabilities, Fiscal.ai automates repetitive tasks, offers deep insights beyond standard financial statements, and aggregates crucial investor relations content in one place. This eliminates the need to sift through countless websites and documents, allowing users to focus on what truly matters: understanding business fundamentals and making informed decisions.

How to use Fiscal.ai

Getting started with Fiscal.ai is straightforward. Users can begin by signing up for a free account to explore the platform's core functionalities. The research process typically follows these steps:

1. Search for a Company: Use the search bar to find any global public company, ETF, or fund by its name or ticker symbol.
2. Analyze Financial Data: Dive into comprehensive financial statements (income statement, balance sheet, cash flow) with up to 20+ years of historical data available on paid plans. View data in both standardized and as-reported formats.
3. Explore KPIs and Segments: Go beyond the numbers with company-specific Key Performance Indicators (KPIs) and business segment data, which are crucial for understanding the real drivers of a business.
4. Leverage the AI Copilot: Ask complex financial questions in natural language. For example, you can ask, "What are Mark Zuckerberg's and Satya Nadella's recent comments about AI?" or "Why has Snowflake Inc.'s Net Revenue Retention Rate been decreasing?" to get instant, summarized insights.
5. Create Dashboards: Build and customize dashboards to track your portfolio and watchlists. Add specific metrics and set up personalized notifications to stay updated on important events.
6. Visualize and Compare: Use the advanced charting tools to visualize financial trends, compare multiple companies, and identify patterns quickly.
7. Access Investor Content: Find earnings call transcripts, audio, investor presentations, and company filings aggregated in one convenient location.

Core Features of Fiscal.ai

• Accurate Global Financial Data: Access institutional-quality fundamental data on over 100,000 global stocks, ETFs, and funds, updated within minutes of new filings.
• AI Copilot & Summaries: An AI research assistant that answers complex financial questions and provides summaries of earnings calls and other documents.
• Company-Specific KPI Data: Unique datasets covering business segments and non-standard KPIs for over 2,250 companies, eliminating manual data collection.
• Customizable Dashboards: Build powerful watchlists and portfolio trackers with customizable columns and personalized notifications.
• Advanced Data Visualization: State-of-the-art charting to easily visualize data, compare companies, and understand trends.
• Comprehensive Investor Relations Content: A centralized hub for earnings calls (audio & transcripts), slide decks, press releases, and SEC filings.
• Analyst Estimates & Ownership Data: Access consensus analyst estimates, price targets, and view ownership data for company insiders and prominent investors (13F filings).
• Robust Data API: Integrate Fiscal.ai's institutional-quality database into your own applications and models.
• Click-thru Auditability: Trace data points back to their source filing for complete transparency and verification (available for US stocks).

Use Cases for Fiscal.ai

For Individual Investors: Quickly screen for new investment ideas using the stock screener, understand a company's financial health, and track a personal portfolio with professional-grade tools without the professional price tag.

For Financial Analysts: Drastically reduce time spent on data collection. Perform deep fundamental analysis using detailed segment data, KPIs, and as-reported financials. Use the AI Copilot to quickly get up to speed on a new company or industry.

For Portfolio Managers: Monitor existing holdings and watchlists efficiently through customizable dashboards and real-time notifications. Compare potential investments using advanced charting and industry comparison tools.

Advantages of Fiscal.ai

Fiscal.ai offers a significant edge by being an all-in-one platform that combines data depth, speed, and intelligent analysis. Its key advantages include institutional-quality data that is updated in near real-time, a powerful AI assistant that accelerates research, and access to unique company-specific KPIs that are difficult to find elsewhere. The platform is built by investors for investors, resulting in an intuitive, modern workflow that is both powerful and easy to use. Furthermore, its SOC2 Type II security accreditation ensures user data is handled with the utmost care.

Pricing and Plans

Fiscal.ai operates on a freemium model, offering plans for every type of investor:

• Free: Includes a 2-week Pro trial, 5 years of financials, 2 years of KPI data, 1 dashboard, and 10 AI Copilot prompts per month.
• Plus ($24/month, billed annually): Everything in Free, plus 10 years of financials, 5 years of KPI data, 5 dashboards, equity research, and 100 AI Copilot prompts per month.
• Pro ($64/month, billed annually): The most popular plan. Includes everything in Plus, with 20+ years of financials, 12+ years of KPI data, unlimited dashboards, and 500 AI Copilot prompts per month.
• Enterprise ($199/month, billed annually): For professional use. Includes all Pro features plus unlimited AI prompts, data export and download capabilities, as-reported financials, team billing, and click-thru auditability.

Annual billing offers a discount equivalent to two months free compared to monthly payments.