ResiboKo

ResiboKo is an innovative AI-powered financial tracking tool specifically tailored for the Filipino market. It simplifies the often chaotic process of managing daily expenses, from small cash transactions like jeepney rides to larger purchases, by leveraging artificial intelligence. Users can effortlessly capture their spending using their phone's camera to scan receipts, voice input for quick cash spends even in noisy environments, or manual entry. The platform automatically organizes these transactions into clear categories, providing a comprehensive overview of where every peso goes.

How to use ResiboKo

Using ResiboKo is designed to be intuitive and quick. First, sign in securely with your Google account. To log an expense, simply snap a photo of your receipt with your phone's camera, speak your expense aloud (ideal for cash transactions like jeepney fares), or quickly type it in. ResiboKo's AI instantly processes, categorizes, and saves the transaction. Users can then view their spending history, track their financial habits, and interact with "Piso," the AI financial analyst, to gain insights and identify savings opportunities.

Core Features of ResiboKo

• Smart Capture: Capture expenses instantly via camera (for receipts), voice recording (for cash spends), or manual typing.
• Flexible Input: Supports capturing expenses even without receipts and offers smart presets for common transactions.
• Auto-Organization: Automatically sorts all expenses by category, providing a clear overview of spending.
• AI Insights (Piso): An AI-powered financial analyst that proactively identifies wasteful fees, expensive habits, and better alternatives, and answers money-related questions in English, Tagalog, or Taglish.
• Tipid Opportunities: The AI helps users find hidden savings and optimize their spending.
• Secure Google Sign-In: Ensures easy and secure access to the platform.
• CSV Export: Allows users to export their transaction data.
• Auto-sync to Google Sheets (Pro): Automatically syncs expense data for advanced analysis.
• Offline Access (Pro): View receipts and transaction history without an internet connection.

Use Cases for ResiboKo

ResiboKo is ideal for anyone in the Philippines looking to gain better control over their personal finances. It's particularly useful for individuals who frequently deal with cash transactions, such as daily commuters, market-goers, or those who prefer local eateries. Freelance graphic designers, real estate sales representatives, and marketing professionals, as highlighted in user testimonials, can use it to track client expenses, business-related travel, and other operational costs. It helps identify spending patterns, reduce unnecessary expenditures, and achieve financial clarity, making it suitable for students, employees, and small business owners alike.

Advantages of ResiboKo

The primary advantage of ResiboKo is its AI-powered simplicity, specifically designed for the Filipino context, including support for Tagalog/Taglish. It eliminates the need for manual data entry and complex spreadsheets, saving users significant time. The flexible input methods (camera, voice, manual) cater to various situations, even when receipts are unavailable or in noisy environments. Its "Piso" AI analyst provides personalized, actionable insights to find "tipid opportunities" (savings), which traditional banking apps often lack. The secure Google Sign-In and options for data export and Google Sheets integration offer convenience and control over financial data.

Pricing and Plans

ResiboKo offers a straightforward pricing structure:

• Free Plan: Forever free, includes 30 receipt scans/month (camera, voice, or upload), unlimited manual entry, transaction history, Ask Piso AI (uses credits), Cash Leak Analysis (uses credits), CSV export, and the ability to edit & delete transactions.
• Pro Plan (Monthly): Priced at ₱199/month. This plan offers unlimited credits for scans, unlimited AI Q&A with Piso, unlimited Cash Leak Analysis, CSV export, auto-sync to Google Sheets, offline access, unlimited manual entry, transaction history, edit & delete transactions, and priority support.
• Pro Plan (Annual): Priced at ₱1,788/year, which saves users ₱600 compared to the monthly plan. It includes all the features of the monthly Pro plan.

ResiboKo also provides a guarantee for Pro users: if the Piso AI Financial Analyst doesn't find at least ₱1,000 in savings opportunities within the first 30 days of a Pro subscription (with a minimum of 40 transactions tracked), the first month's fee will be refunded.