Best financial planning AI tools

Uprise is an AI-powered financial services platform providing embedded tax and financial planning for small business owners (SMBs). It combines AI-generated insights with personalized guidance from Certified Financial Planners™ (CFP®) to offer a holistic approach that covers both business and personal finances, from tax filing to long-term investment strategies.

Piere is an AI-powered personal finance app that creates and automates financial plans. It intelligently analyzes your financial situation to help you pay off debt, save more, and grow your wealth by automatically moving money to where it works hardest. It offers budgeting, net worth tracking, and a holistic view of your finances.

MoneyMade is an AI-powered investment discovery platform designed to help users find and compare opportunities, particularly in alternative assets. Its AI chat assistant provides personalized recommendations based on user goals. The platform features a comprehensive marketplace of over 180 investment platforms across categories like real estate, fine art, crypto, and farmland, complete with detailed information and educational content to empower informed financial decisions.

Nova Money is an AI-powered personal finance forecasting app that moves beyond traditional budgeting. It helps users predict their future financial health, anticipate cash flow, and make informed decisions. By securely connecting all bank accounts, Nova provides a clear, forward-looking view of your finances, enabling you to manage bills, plan purchases, and grow your net worth with confidence. It's designed for anyone seeking to reduce financial anxiety and achieve financial control.

Abacum is an AI-powered Financial Planning & Analysis (FP&A) platform designed for modern finance teams. It automates budgeting, forecasting, and reporting by integrating with over 50 business systems to create a single source of truth. With features like AI-driven scenario planning and anomaly detection, Abacum transforms finance departments into strategic drivers of business growth, enabling faster, data-driven decisions.

finance_stuff is an AI-powered personal finance tracker designed to simplify money management. It automatically tracks all your accounts, investments, and expenses, providing intelligent insights and future projections to help you make smarter financial decisions and build better habits.

PlanSnack is a 100% free business plan software designed to help entrepreneurs and startups create a concise, one-page business plan in minutes. It simplifies the planning process with a guided, 5-step wizard and pre-written examples, eliminating the complexity of traditional business plans. Ideal for any new venture, from coffee shops to online stores, it allows you to focus on the essential elements needed to launch and grow your business successfully. Download, print, and share your plan for free.

Alphanso is an AI-powered wealth management platform that pairs clients with expert fiduciary advisors. It offers comprehensive financial planning, including investment strategies, tax optimization, and retirement planning, all with a transparent, subscription-based model and a 0% AUM fee. The service integrates with your existing accounts to provide a holistic and personalized financial strategy.

A free, intuitive, and visual financial planning tool designed as a simple alternative to complex spreadsheets. Easily input your income and expenses to visualize your cash flow, track savings, and plan for future financial goals like retirement, a new car, or debt repayment.

smithtech is an AI-powered platform dedicated to healthcare price transparency, focusing on the Greater Chicago Area. It enables patients, healthcare professionals, and insurance agents to compare hospital charges, search medical procedure costs using a natural language AI assistant, and analyze complex billing data. With features like the ChargeMaster AI Assistant, detailed analytics, and full HIPAA compliance, smithtech empowers users to make informed healthcare decisions and achieve better financial outcomes.

startupstudio_ai is an AI-powered suite of tools designed to guide entrepreneurs through every stage of building a business. From validating your initial idea and creating a strong brand identity to identifying your ideal customer profile and developing a comprehensive marketing plan, this platform provides the essential resources for a successful launch. It also offers AI-driven financial guidance, making it an all-in-one solution for turning concepts into profitable ventures.

Elayne is an AI-powered platform designed to simplify estate management. It provides personalized guidance and automated solutions for estate planning, securing family legacies, and settling estates after a loss. Combining AI technology with human support, Elayne helps individuals, families, and employees navigate the financial, legal, and administrative complexities with clarity and compassion.

PrometAI is an AI-powered platform designed for entrepreneurs and business professionals to generate comprehensive business plans and financial valuations. It simplifies complex strategic planning with expert-designed templates, advanced financial analysis tools, and AI-assisted content creation, guiding users from idea to an investor-ready plan.

FlowCog is an AI-powered financial planning and analysis (FP&A) platform designed for startups and SaaS businesses. It simplifies complex financial tasks by automating cash flow forecasting, runway calculation, and scenario modeling, providing founders with the clarity needed for strategic decision-making.

intelliassets is an AI-powered asset management platform designed to simplify and optimize your financial life. It provides a unified dashboard to track, organize, and analyze all your investments, including stocks, ETFs, mutual funds, and cryptocurrencies, alongside your personal finances. Leverage AI insights for smarter, data-driven decisions.

CalculatorSuites is a free online platform offering a comprehensive collection of calculators for finance, tax, investment, loans, and health. It provides user-friendly, accurate, and mobile-responsive tools without requiring registration, helping users make informed financial and health decisions.

Runway is an AI-powered financial planning and analysis (FP&A) platform designed for high-growth companies. It replaces complex spreadsheets with a real-time, collaborative environment for planning, reporting, and forecasting. By integrating with over 750 data sources, Runway provides a unified, live model of your business, enabling teams to simulate decisions, analyze variances, and drive data-informed strategies with speed and clarity.

PortfolioGPT is an AI-powered platform that generates personalized investment portfolios in seconds. By analyzing your risk tolerance, investment amount, and financial goals, it creates intelligent, diversified strategies across stocks, ETFs, real estate, and crypto, helping both novice and experienced investors make smarter, data-driven decisions.

Decode.tax is an AI-powered tool that analyzes your U.S. tax return to help you understand your taxes and find potential savings. Simply upload your tax document, and the platform provides personalized recommendations to lower your tax bill, ensuring you don't overpay.

Monarch Money is an all-in-one personal finance platform designed to help you track, budget, and plan your financial life. It consolidates all your accounts, uses AI to categorize transactions, and offers collaborative features for partners. As a premium, ad-free service, it provides a clear, comprehensive view of your net worth, investments, and cash flow, positioning itself as a powerful alternative to traditional budgeting apps.

Roleplay Realty is an AI-powered platform designed to simplify the homebuying process. It provides users with AI expert avatars for personalized guidance, interactive scenarios to practice negotiations and decision-making, and tools for financial planning, making homebuying less stressful and more accessible for everyone.

simbly.ai is an AI-powered business plan generator designed for entrepreneurs, startups, and small businesses. It simplifies the complex process of creating a professional, bank-ready business plan by providing a guided, step-by-step framework. Users can generate comprehensive text, detailed financial projections, and market analysis simply by answering a series of questions about their business idea.

Honeydue is the leading free finance and budgeting app designed specifically for couples. It helps partners manage money, track all accounts, coordinate bills, and communicate about finances transparently, fostering collaboration and reducing financial stress in the relationship.

SimplifiedETF is an AI-powered platform designed for beginners to demystify ETF investing. It analyzes your financial goals, risk tolerance, and personal details to generate personalized, easy-to-understand ETF investment strategies. The service aims to save users time on research, build their confidence, and provide a data-driven, unbiased approach to growing their money securely, without the high fees of traditional financial advisors.