Decode Investing

Decode Investing is a comprehensive suite of software tools engineered to empower the modern value investor. Born from the desire to make the principles of value investing—a strategy championed by successful investors like Warren Buffett—more accessible, this platform leverages cutting-edge AI to simplify and automate complex financial analysis. It is designed for anyone, from beginners to seasoned professionals, looking to identify wonderful businesses and make informed investment decisions in the US stock market. The platform's core mission is to bridge the gap between the proven theory of value investing and its practical application by providing modern, intuitive, and powerful tools.

The system is built on a foundation of robust data, indexing financial information directly from SEC Edgar system's XBRL documents daily. This ensures that the analysis is based on accurate, up-to-date information. By automating the tedious process of data gathering and calculation, Decode Investing allows users to focus on what truly matters: understanding a business's long-term value and potential.

How to use Decode Investing

Getting started with Decode Investing is straightforward. Users can begin by entering a stock name or ticker into the search bar to receive an instant, in-depth analysis of the company. This analysis includes automated valuations, financial health scores, and key metrics. For more targeted research, you can interact with the platform's AI assistants: 'Lima' for general stock market research, 'Saturday' for dissecting earnings call transcripts, and 'June' for extracting crucial information from dense SEC filings like 10-Ks and 10-Qs. To discover new opportunities, users can explore the daily Leaderboard, which ranks the most fundamentally sound companies, or use the powerful Stock Screener to filter the entire market based on their own specific criteria and value investing principles. Premium users can further personalize their experience by creating watchlists, saving custom valuation assumptions, and tracking their favorite stocks' performance over time.

Core Features of Decode Investing

• AI-Powered Stock Analysis: Get automated fundamental analysis, valuation, and buy/sell/hold considerations for all US public companies based on value investing principles.
• Specialized AI Assistants: Engage with three distinct AI research assistants (Lima, Saturday, and June) to ask specific questions and get insights from general market data, earnings calls, and SEC filings.
• Autonomous AI Agents: Receive automatically generated insights and analysis on stocks, helping to surface key information without manual prompting.
• Daily Leaderboard: Discover the highest-ranked US public companies each day, evaluated by a proprietary 'Value Score' that assesses ROIC, debt, management performance, and competitive moat.
• Advanced Stock Screener: Create, save, and run unlimited custom screens to find investment opportunities that match your unique strategy and criteria.
• Valuation & Margin-of-Safety Tools: Instantly calculate a company's fair value and margin-of-safety price using a simplified Discounted Cash Flow (DCF) model and key financial metrics.
• Comprehensive Financial Data: Access over 10 years of historical financial data for every US public company, along with direct links to SEC filings (10-K, 10-Q, 8-K, etc.).
• Personalized Watchlists & Valuations: Track your favorite stocks, save valuations with your own assumptions, and get notified when they become undervalued.

Use Cases for Decode Investing

For Novice Investors: A beginner can use the platform to quickly grasp the financial health of a company without getting bogged down in complex spreadsheets. The Leaderboard provides a curated list of fundamentally strong companies, offering a great starting point for research. The automated fair value calculation helps them understand the concept of intrinsic value versus market price.

For Experienced Value Investors: Seasoned investors can significantly speed up their due diligence process. Instead of manually sifting through 10-K reports, they can use the AI assistant 'June' to ask direct questions like "What are the primary risk factors mentioned in the latest 10-K?". They can automate the calculation of historical growth rates and use the screener to efficiently filter for companies that meet their strict criteria (e.g., ROIC > 10%, low debt).

For Financial Analysts and Portfolio Managers: Professionals can leverage Decode Investing to screen the market at scale, identify potential investment ideas, and conduct initial analysis rapidly. The Enterprise plan allows for customized AI analysts to be built around a firm's specific investment strategies, streamlining the research workflow across a team.

Advantages of Decode Investing

Decode Investing stands out by making a sophisticated investment strategy accessible and efficient. Its primary advantage is the automation of time-consuming research, allowing users to analyze companies in minutes, not hours. The platform is built on a transparent, data-driven algorithm inspired by Rule One investing, providing a clear methodology for its rankings and valuations. The specialized AI assistants offer a unique, conversational way to delve into complex financial documents, providing a depth of analysis that goes far beyond typical stock data websites. It combines a modern, user-friendly interface with institutional-grade data and analysis, democratizing the tools previously available only to high-end financial professionals.

Pricing and Plans

Decode Investing offers a tiered pricing structure to suit different needs:

• Free Plan ($0.00): Includes automated fundamental analysis, valuation, and leaderboard access. Limited to 80 company look-ups, 50 stock screen previews, and a small number of questions for the AI assistants (8 for Lima, 8 for Saturday, 4 for June).
• Premium Plan ($12.99/month or $119.88/year): Offers unlimited company look-ups, watchlists, and stock screens. Users can save valuations with custom assumptions. AI assistant credits are increased to 40 per month for each assistant, and unused credits accumulate.
• Executive Plan ($29.99/month or $299.88/year): Provides unlimited questions and tasks for all AI assistants. It also includes 100 autonomous AI-generated insights per month (credits accumulate). Includes all Premium features.
• Enterprise Plan (Contact for Pricing): A custom solution for firms, offering AI stock market analysts tailored to screen and analyze stocks using the client's specific investment strategies at scale. Includes all Executive features.