Inscribe

Inscribe is a pioneering AI-powered platform designed to equip risk teams in the financial services and fintech industries with advanced tools for fraud detection and risk management. Founded in 2017, Inscribe addresses the critical challenges of manual review processes by deploying sophisticated AI Risk Agents. These agents automate tedious and time-consuming tasks like document verification, compliance checks, and credit analysis, allowing human experts to focus on more strategic, high-level decisions. The platform is trusted by leading banks, lenders, and fintech companies to enhance efficiency, improve accuracy, and create a more secure financial ecosystem.

By leveraging proprietary large language models (LLMs) trained specifically on financial documents, Inscribe can uncover complex fraud schemes that are often invisible to the human eye. It analyzes documents not just for their content but also for their metadata and contextual data from a vast network, providing a holistic view of an applicant's risk profile. The goal is to empower financial institutions to make decisions with superhuman speed and precision, ultimately reducing fraud, increasing fairness in financial access, and improving the overall customer experience.

How to use Inscribe

Inscribe is designed for seamless integration into existing onboarding and underwriting workflows. The process is straightforward and focuses on automation and efficiency:

1. Collect Documents or Data: Users can easily collect applicant documents such as bank statements, pay stubs, tax forms, and IDs through Inscribe's secure portal. This streamlined collection process is designed to reduce customer drop-off and accelerate the submission phase.
2. Automated AI Analysis: Once documents are submitted, Inscribe's AI Risk Agents get to work. The AI Fraud Analyst scans for any signs of manipulation, while the AI Compliance Analyst performs Know Your Business (KYB) checks against official data sources. The system also conducts credit and cash flow analysis. This entire process, which could take hours manually, is reduced to seconds.
3. Make Smart Decisions: The platform presents its findings in easy-to-understand natural language summaries and a clear risk scoring system. This allows risk teams to quickly grasp the key insights and potential red flags, enabling them to make faster, more informed, and confident decisions on applications.
4. Refine Your Risk Strategy: Inscribe provides advanced analytics and reporting, helping teams uncover fraud trends and gain insights from their data. This allows organizations to continuously adapt and refine their risk strategies over time, staying ahead of evolving threats automatically.

Core Features of Inscribe

• AI Risk Agents: Specialized agents like the AI Fraud Analyst and AI Compliance Analyst (Beta) automate specific risk functions, from detecting document fraud to performing KYB checks.
• LLM-Powered Document Fraud Detection: Utilizes proprietary AI models trained on millions of financial documents to detect sophisticated alterations, inconsistencies, and forgeries with high precision.
• Network-Based Detection and Metadata Analysis: Goes beyond visual inspection by analyzing file metadata, fonts, and other digital fingerprints, and cross-references documents against a vast historical database to spot anomalies.
• Natural Language Summaries & Risk Scoring: Translates complex findings into simple, actionable summaries and provides a clear, color-coded risk score to expedite the review process.
• Web-Based Research and Corroboration: Automatically cross-checks information from submitted documents against public online sources, such as Secretary of State records, to verify authenticity in seconds.
• Advanced Parsing and Text Understanding: Leverages LLMs to accurately parse and interpret text from various document types, ensuring high precision in extracting data and identifying inconsistencies.
• Secure Document Collection: Offers a secure, user-friendly interface for applicants to upload their documents, ensuring data privacy and compliance with standards like SOC II and ISO27001.

Use Cases for Inscribe

Inscribe is valuable for any organization that relies on document verification for decision-making:

• Banks and Credit Unions: Automating the review of loan applications (mortgage, personal, business) to reduce processing time and minimize losses from fraud.
• Fintech Lenders: Scaling underwriting operations by automating credit analysis and fraud checks, enabling faster loan approvals and a better customer experience.
• Payment Processors: Enhancing merchant onboarding with automated KYB checks to ensure compliance and reduce the risk of fraudulent merchants.
• B2B Finance: Streamlining the underwriting process for business loans and lines of credit by quickly verifying financial statements and other corporate documents.

Advantages of Inscribe

Inscribe offers a significant competitive edge for risk teams:

• Massive Efficiency Gains: Reduces average application processing time significantly, in some cases by over 30 minutes per application.
• Superior Accuracy: AI models detect fraud that is impossible for the human eye to catch, leading to substantial savings from prevented fraudulent transactions.
• Frees Up Human Experts: By automating routine tasks, Inscribe allows skilled analysts to focus on complex cases and strategic initiatives.
• Built for Risk Teams: The platform is developed by an in-house team of data scientists, machine learning engineers, and experienced fraud fighters, ensuring the tool is tailored to real-world risk challenges.
• Robust Security: Adheres to top security standards (SOC II, ISO27001 certified), with all data encrypted and stored securely. PII is never sent to third-party models.

Pricing and Plans

Inscribe's pricing is tailored to the specific needs and scale of each organization. They offer a customized pricing model based on usage volume and the specific features required. Prospective customers are encouraged to request a personalized demo to understand how the platform can fit their workflow and to receive a custom quote. Inscribe also offers a free trial, allowing teams to experience the power of AI Risk Agents firsthand before making a commitment.